WELLS FARGO BANK

1966-1974
Vice President and Manager of Employee Benefits and Investment Counseling Services for all Southern California operations.

CALIFORNIA FIRST BANK (NOW UNION BANK)

1974-1979
Vice President and Senior Pension Consultant in charge of statewide Employee Benefits Operations and Consulting Services for both directed and managed accounts.

ALPHA & OMEGA FINANCIAL MANAGEMENT CONSULTANTS, INC.

1979-Present
President and Chairman of the Board. This firm is a Regional Benefits and Consulting Firm specializing in trust audits and accounting, employee recordkeeping, etc. Alpha & Omega, Inc. also provides highly specialized consulting services to the trust industry in management and administrative techniques, fiduciary issues, systems evaluations and staff training as it relates to ERISA administrative issues. Over the years, Alpha & Omega, Inc. has consulted with the following Trust Departments: Wells Fargo, Crocker Bank, California First Bank, Security Pacific, Bank of San Diego, Valencia Bank and First American Trust Co., just to name a few. Alpha & Omega, Inc. also is a Registered Investment Advisory firm.

Organizational Affiliations

		American Society of Pension Actuaries
		Employee Council on Flexible Compensation
		Western Benefit Conference
		National Institute of Pension Administrators
		ESOP Council of America
		Chamber of Commerce
		National Federation of Independent Businesses

Professional Organizational Positions Held

		Past Chairman, California Bankers Association Employee Benefit Division
		Past President of the National Institute of Pension Administrators
		Past Treasurer of the San Diego Chapter of the Western Benefits Conference
		Past President of the Chamber of Commerce of La Mesa
		Member of the American Society of Pension Actuaries
		Past Senior Chair of the National Conference of Christians and Jews (NCCJ)

Professional Designation

		Accredited Pension Administrator (APA)
		Registered Investment Advisor