• Government compliance as required by the Internal Revenue Service and Department of Labor
    
• Cost containment - a fully integrated fee with no hidden expenses
    
• Fiduciary protection for Plan sponsors or mutual fund providers
    
• Limiting personal liability
    
• Structuring your portfolio to obtain the highest possible investment return based on the current economic environment, personal investment goals and objectives, and risk tolerance
    
• Keeping your Plan in compliance with current government regulations that will consistently produce the highest possible benefits available to you
    
• Having a team of highly skilled, educated, certified, licensed, and trained professionals to keep you free of regulatory and audit problems.   No retail organization can possibly provide this type of local control or interest in your Plan's  welfare given the sheer volume of Plans managed.  This volume of activity literally handcuffs the Retail Manager of a brokerage firm from becoming fully tuned into your specific needs and from being able to adjust your program as your needs change.
    
• Finally, Institutional Managers are compensated in a way that motivates them to provide the best possible services.  Their compensation is calculated as a percentage of market value of your portfolio.  In short, as your assets grow, so does their income; if your portfolio declines, their income also declines.

Alpha & Omega, Inc. Financial Management Consultants
8580 La Mesa Blvd, Suite 100
La Mesa, CA 91941
Phone:  800-755-5060  ~  Fax:  619-462-1766
Email:  info@Alpha-Omega-Inc.com